Eligibility
All employees classified as full-time and their dependents are eligible for benefits on the first of the month following two consecutive months of full-time employment. Employees who are classified as a part-time employee due to working variable hours will be reviewed after 12 full months of employment to determine eligibility for benefits under the Affordable Care Act provision.
Moving from Part-time to Full-time Status
Employees who change classification status from part-time to full-time will be eligible for benefits the first of the month after working 2 full months as a full-time employee.
Moving from Full-time to Part-time Status
Employees switching from full-time to part-time will lose all benefits except medical, which will remain active for the remainder of the stability period under the Affordable Care Act provisions. Contact your Benefits Team for more details.
Dependents
You may enroll your eligible dependents in the same plans you choose for yourself. Eligible dependents include your legal spouse or domestic partner and your children up to age 26 regardless of student, dependent or marital status. If you are electing coverage for your domestic partner, you must complete an Affidavit of Domestic Partnership. Due to IRS Regulations, any premium you pay on your non-tax domestic partner’s behalf will be taken out of your paycheck on a post-tax basis.
Making Changes During the Year
The choices you make when you first become eligible remain in effect for the remainder of the plan year. Once you are enrolled, you must wait until the next open enrollment period to change your benefits or add or remove coverage for dependents, unless you have a qualifying life event as defined by the IRS.
Examples include, but are not limited to, the following:
- Marriage, divorce, legal separation, dissolution of domestic partnership
- Birth or adoption of a child
- Death of a spouse or dependent
- Change in your spouse or domestic partner’s work status that affects his or her benefits
- Change in residence or work status which affects your eligibility for coverage
- Change in your child’s eligibility for benefits or receiving a qualified medical child support order
Note: You have 30 days from a qualifying life event to make changes to your coverage (60 days for the birth of a child).